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Gold Unit Rewards and the 90-Day Cycle

Learn how Gold Unit rewards are estimated, what Target Variable Reward means, when rewards become claimable, and why actual rewards may differ from the app’s estimates.

Written by Ayni Support Team

How are Gold Unit rewards created?

Gold Unit rewards are linked to the economic result of AYNI Gold’s mining-linked programme.

The simplified calculation is:

Gold extraction value − operating costs − programme fee = estimated reward

The calculation may use factors including:

  • the mining-linked capacity assigned to the Gold Unit;

  • operating time;

  • processed volume;

  • the gold content of processed material;

  • recovery performance;

  • the reference price of gold;

  • operating expenses;

  • royalties, taxes and programme fees;

  • applicable programme rules.

The physical production data and economic inputs are combined to determine whether there is an eligible distributable result.

When do rewards begin accruing?

Estimated accruals begin after the Gold Unit has been delivered and activated in your account, subject to the programme rules.

Your account displays estimated daily accruals and the progress of the current reward cycle.

Are daily accruals final?

No. Daily accruals are indicative estimates. They allow you to follow the position’s progress, but they may change when actual programme results are confirmed.

It is important to distinguish between:

  • Estimated accrual: an indicative amount based on current programme information.

  • Claimable reward: an eligible amount made available after completion of the applicable reward cycle and programme calculation.

  • Received reward: an amount successfully claimed and credited to the relevant wallet.

A displayed estimate is not a debt, guaranteed payment, or final reward.

How long is the reward cycle?

Each Gold Unit has an individual 90-day reward cycle.

At the end of the cycle, eligible rewards become claimable under the applicable programme rules.

Holding multiple Gold Units may result in different cycle dates because each unit remains a separate position.

Are rewards paid automatically?

Accrued rewards become claimable in 90-day cycles. The user is responsible for completing the claim process when required.

Identity verification must be completed before rewards can be withdrawn or externalised.

What are rewards paid in?

Eligible rewards are distributed in PAXG. For more on what PAXG is and how it is backed, see PAXG, Storage, and Trust.

PAXG is an Ethereum token issued by Paxos Trust Company. Each PAXG token is backed 1:1 by allocated physical gold held under the issuer’s arrangements.

PAXG is issued and managed independently of AYNI Gold. Its use, value, availability and risks are also subject to Paxos’s terms and the digital-asset market.

What is Target Variable Reward?

Target Variable Reward is the estimated annual reward rate displayed for a Gold Unit tier.

It is calculated using programme assumptions and reference values. It is not a guaranteed annual percentage yield.

Actual rewards depend on real production and market conditions. They may be lower than the Target VR or zero.

Why can rewards change?

Rewards may be affected by:

  • production below the modelled level;

  • changes in processed volume or gold content;

  • lower recovery;

  • equipment failure or maintenance;

  • adverse weather;

  • labour or supply-chain disruption;

  • changes in the gold price;

  • changes in operating expenses;

  • royalties, taxes and programme fees;

  • regulatory or legal restrictions;

  • errors or interruptions in third-party data or infrastructure.

Worked example: Truck Gold Unit

The Programme page provides the following illustrative example for a USD 5,000 Truck Gold Unit:

Calculation item

Illustrative amount

Mining-linked capacity

66,668 cm³/hour

Gold extraction value

Approximately USD 4,892 per year

Operating costs

USD 1,894 per year

Programme fee

USD 1,545 per year

Estimated reward

Approximately USD 1,452 per year

Target VR

29.04%

Estimated 90-day reward

USD 362.99

Estimated daily accrual

USD 3.98

The example used a gold reference price of USD 4,251.60 per ounce and an AYNI reference price of approximately USD 0.27 on 5 August 2026.

These figures are illustrative and are not live. They do not guarantee that a Truck Gold Unit will produce the same result.

Can rewards be zero?

Yes.

Gold Units participate in a variable-result programme. If production or the economic calculation does not create an eligible distributable result, rewards may be lower than estimated or zero.

Does selling affect rewards?

Rewards continue to accrue to the seller while a Gold Unit is listed, until the sale is completed.

After completion, future reward eligibility transfers to the buyer under the applicable cycle and transfer rules. Rewards already claimed by the seller do not transfer.

Are rewards compounded automatically?

No automatic compounding is promised for Gold Unit rewards.

PAXG rewards received by a user remain separate digital assets. Any decision to hold, transfer, sell or otherwise use them is the user’s responsibility.

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